Friday, December 16, 2016

2016-12-18 Prepare For Retirement Surprises With Aasim Inshirah & Ed Fulbright On Mastering Your Money Radio

Prepare For Retirement Surprises

As you advance toward retirement, it's a good idea to start sharpening the focus of your retirement vision. You need to figure out how you'll spend your time, what your retirement budget will look like and where your money will come from in retirement.

But as you build your retirement plan, you may discover a few unexpected twists along the way. The sooner you confront them, the better you can prepare.

Joining us for this discussion on PREPARE FOR RETIREMENT SURPRISES is Aasim Inshirah who is the station’s operation manager and makes sure Mastering Your Money is available to our listeners.

Thursday, December 8, 2016

2016-12-11 Finding Happiness With Jonathan Clements & Ed Fulbright On Mastering Your Money Radio

Jonathan Clements- Finding Happiness

Psychologists, in fact, tell us that we really don’t know what makes us happy.  We fantasize about retiring to a tropical island, but those who actually do so, soon find themselves hot, bored and missing their friends and family.  We lust after a Beemer and a 6,000 square foot home, only to find that they quickly lose their luster. The maintenance required for these items of  luxury command way too much time and money.  Worst of all, the cost of all this necessitates wasting our lives at jobs we despise and so prevents us from doing the things we love.  Always remember that life is too short to not live it being happy with your money and your life being terrible things to waste.

Joining us for our discussion on Finding Happiness is Jonathan Clements  who is on the phone from Greater NY City office. Jonathan spent almost 20 years at The Wall Street Journal, where he was the newspaper's personal-finance columnist. Between October 1994 and April 2008, he wrote 1,009 columns for the Journal and for The Wall Street Journal Sunday. He then worked for six years at Citigroup, where he was Director of Financial Education for Citi Personal Wealth Management, before returning to the Journal for an additional 15-month stint as a columnist.  His latest book is How To Think About Money.

Friday, December 2, 2016

2016-12-04 Retirement Readiness With Deborah Owens & Ed Fulbright On Mastering Your Money Radio

Retirement Readiness

Are you ready to retire and ride off into the sunset?
If the answer is no, then you might not be taking advantage of the various retirement plans being made available to Americans.

According to Prudential, only 74 percent of African-Americans contribute to employer-sponsored retirement plans, as opposed to 85 percent of their White counterparts.  The average "young couple" has less than $5,000 saved in a retirement plan.

Joining us for our discussion on Retirement Readiness is Deborah Owens who is on the phone from her Baltimore Maryland office. Deborah Owens is a nationally recognized expert on investment literacy and creating and maintaining wealth. Seen on TvOne’s NewsOne on their Wealthy U segments, she is known as America’s Wealth Coach.  Deborah is the author of A Purse Of Your Own:An Easy Guide To Financial Security.